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Is a VA loan right for you?
VA loans are government-backed loans intended to help eligible service members, veterans, and military spouses to purchase homes. These loans come with great rates and payment terms, and require no down payment. Are you an active military member, veteran, reservist, or surviving spouse? You may be eligible for a VA loan!
Benefits of a VA loan
- No money down: Purchase or refinance at 100% of the home’s value.
- Fast processing:Â Let our VA team guide you through a fast and easy process.
- Multiple uses: Use your VA loans to purchase property, refinance an existing loan, and even to build or improve your home.
- Save on mortgage insurance: VA loans don’t require mortgage insurance no matter how much deposit you put down.
- Use a VA loan more than once: You don’t have to save your VA loan eligibility for your “dream home”. You can use this more than once! You can even have multiple VA loans at once!
VA loan eligibility requirements
- Qualifying military member or veteran
- Satisfactory credit
- Sufficient income
- Purchased property must be primary residence
- Principal payments: $$240,000 (the amount borrowed)
- Interest payments: $$297,554 (the cost of borrowing)