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Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

First-Time Home Buyers

Buying your first home? We offer the guidance you need to get started.

Mortgage Walkthrough Guide

Get educated! Learn exactly what occurs in every step throughout the mortgage process.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

Home Loan Options

We’re here to help you figure out which mortgage best fits your unique financial picture.

Get started by using one of our FREE tools!

Check out what your monthly payment could be by using our Mortgage Calculator

Our mortgage calculators are for demonstration purposes only and may not reflect actual numbers for your specific mortgage. Contact us and we will walk you through the best possible mortgage scenario for your specific needs!

Carrie Bakunas & Scott Baade

Carrie NMLS #1658297  //  Scott NMLS #345757

Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your unique financial scenario, providing competitive & fair pricing, and by making sure you are properly communicated to so you have the information you need to know. 477-3889
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Why work with us?

We truly care about what is best for you! From pre-approval to closing, our goal is to provide you with the best service while saving you money. We provide a completely customized experience, and will find the right loan program and best terms for you.

The most important part of our success is our clients and real estate agents who trust us every day to educate and advocate for them in the mortgage process. We have multiple loan products, giving our clients more options, competitive rates, and low fees. We are passionate about providing great customer service.

Mortgage Home Loan

How the process works



There are a few critical documents we will need to verify to start your process.


The appraisal insures the home you are buying is worth the price that is being offered.

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.


Signing the final documentation and receiving the keys to your new home!

Hundreds of 5-star

reviews & happy clients!

Carrie and the rest of the Colorado Lending Team were so wonderful! They had quick responses to all of our questions and made us feel at ease during the entire process. They were also able to lock us in on an incredibly low interest rate! I would definitely recommend their team for any home buying needs!


Scott, Carrie, Kim and Christina were amazing!!! they made the entire loan process simple and very easy. The communication was excellent as well. I would highly recommend the Colorado Lending Team to anyone looking to purchase a home. Thank you again!!!


Best mortgage company in the greater Colorado area! Very responsive, professional and helpful. Really went above and beyond to make sure we had a smooth process when buying our first home. Definitely recommend!


Carrie and Scott found me a home loan with an amazingly low interest rate! They are very helpful and responsive. I recommend them to my family and friends because they are the best!


Colorado Lending Team is the BEST! They made our refi so quick and easy. Their team is friendly and knowledgeable. I would recommend them to anyone who is looking to save some money hassle free. Fantastic service!!


Colorado Lending Team was so wonderful to us during our first-time home buying experience! They always responded quickly and were always there to help keep us informed and feeling comfortable with the whole process. No question was a stupid question to them! They made the whole process extremely easy and we felt very supported even during these crazy times! We would definitely recommend using Colorado Lending Team for whatever your needs may be!


I've worked with Dana on several properties now and always have a top notch experience. My financial situation was slightly more complicated than some and Dana and the Colorado Lending Team helped me get an incredible rate on a great home. They were super communicative and made the process seamless for me. Will definitely use them again for future purposes!


Did you get a rate quote from a bank or another mortgage lender?